Anna, Texas, is quickly becoming a sought-after destination for families, professionals, and retirees seeking affordable living with small-town charm and big-city convenience. Located just north of the Dallas-Fort Worth metroplex, Anna offers a blend of affordability, quality of life, and easy access to major amenities. If you’re considering a move to Anna, here’s what you need to know about the cost of living in this growing community.
1. Housing Costs in Anna
Affordable and Diverse Options
Housing is one of the biggest factors in Anna’s appeal. Compared to nearby cities like McKinney and Plano, Anna offers more affordable options without sacrificing quality or amenities.
Median Home Prices: The median price for a home in Anna is approximately $300,000–$350,000, making it a great option for first-time buyers and growing families.
Rental Costs: For those not ready to buy, rental options range from $1,300–$2,000 per month for apartments, townhomes, or single-family homes.
New Construction: Master-planned communities like Anna Town Square and West Crossing offer modern homes with amenities like community pools, parks, and walking trails.
Pro Tip: Work with a local real estate agent to find the best deals and neighborhoods that fit your budget.
2. Utilities
Reasonable Costs for Essential Services
The cost of utilities in Anna is generally in line with the national average:
Electricity: Monthly electric bills range from $120–$200, depending on the size of the home and seasonal usage.
Water and Sewer: Average water bills range from $50–$70 per month.
Internet and Cable: High-speed internet options are available, with monthly costs ranging from $60–$120 depending on speed and provider.
3. Transportation
Affordable Commuting Options
Anna’s strategic location along U.S. Highway 75 makes it an attractive choice for commuters:
Gas Prices: Texas enjoys gas prices lower than the national average, saving residents on fuel costs.
Commuting Costs: With major employment hubs like McKinney and Plano nearby, many residents find commuting manageable.
Car Insurance: Annual premiums in Anna average around $1,500, though rates vary based on coverage and driving history.
4. Groceries and Dining
Everyday Essentials and Local Eats
The cost of groceries in Anna is slightly below the national average:
Grocery Stores: Residents have access to local markets, chain grocery stores, and nearby big-box retailers.
Monthly Grocery Costs: A family of four typically spends $800–$1,000 per month on groceries.
Dining Out: Enjoy local eateries where casual meals average $10–$15 per person, and upscale dining options in neighboring cities range from $20–$40 per person.
5. Healthcare
Quality Care at Reasonable Prices
Access to healthcare is both convenient and affordable for Anna residents:
Local Clinics: Anna offers medical clinics and family practices for routine care, with more specialized services available in McKinney.
Health Insurance: Monthly premiums average $400–$600 for individuals, depending on coverage.
Out-of-Pocket Costs: Routine visits and prescriptions are competitively priced.
6. Education Costs
Public and Private Options
Families in Anna benefit from quality education at affordable costs:
Public Schools: Anna Independent School District (AISD) offers excellent schools with no tuition for residents.
Private Schools: Tuition for private education in the area ranges from $8,000–$15,000 annually.
Higher Education: Nearby Collin College offers affordable tuition for higher education, and several universities are within commuting distance.
7. Entertainment and Recreation
Affordable Fun for All Ages
Anna provides plenty of low-cost entertainment options:
Parks and Trails: Enjoy free access to local parks like Slayter Creek Park and Natural Springs Park.
Community Events: Seasonal events like Freedom Fest and Christmas celebrations often have free or low-cost admission.
Nearby Activities: Proximity to McKinney, Plano, and Dallas expands your options for shopping, dining, and cultural experiences.
8. Taxes
No State Income Tax
One of Texas’s most attractive features is the absence of a state income tax, allowing residents to keep more of their earnings:
Property Taxes: Anna’s property tax rate averages around 2.3%, which is typical for Collin County. While this is slightly higher than the national average, the affordable home prices offset the cost.
Sales Tax: The combined state and local sales tax rate in Anna is 8.25%, consistent with most Texas cities.
9. Miscellaneous Expenses
Additional Living Costs
Other common living expenses in Anna include:
Childcare: Daycare costs range from $800–$1,200 per month, depending on the provider.
Fitness Centers: Gym memberships typically cost $25–$50 per month, with boutique fitness studios offering specialized classes at slightly higher rates.
Pet Care: Veterinary visits and grooming services are affordably priced, with multiple options in Anna and nearby cities.
10. Cost Comparison to Nearby Cities
Anna stands out as a cost-effective choice compared to neighboring cities:
Anna vs. McKinney: Housing in Anna is 15%-25% more affordable, making it ideal for first-time buyers.
Anna vs. Plano: Anna offers a more laid-back lifestyle with significantly lower housing costs and property taxes.
Please call us at 469-269-6541 for more details about Anna and available homes in Anna!
About us: Anna New Construction Expert Real Estate Agent
As a Top Real Estate Professional in Anna & Dallas area, I understand the challenges that arise when buying a new construction home. There are over 50 builders in the Dallas area. I work with most of the new home builders in Dallas and understand how various builders operate. I am familiar with the options they offer, current incentives and I frequently visit the upcoming communities they are building. I guide my clients through all steps of the new home construction process and aggressively protect their interests in the transaction.
As a holder of top real estate industry certifications and designations like CRS, ABR & GRI, I can offer my clients experience as a Buyer's Agent in Anna and REALTOR®, top Industry Customer Service, in-depth, up-to-the-minute and comprehensive market knowledge; honesty, integrity, dedication, and professionalism in my business.
Whether you are a first time buyer in Anna looking to buy a home in Dallas or Anna or whether you are relocating to Anna from California or moving your entire family from areas like San Francisco, Fremont, Palo Alto, Los Angeles, San Diego in California due to job transfer with your company, I can help you find a new construction home in Anna. Our relocation team eases the transition - whether you are moving across town or across the globe. We will work with you to find an area that best suits your professional, family and lifestyle needs. We have all the tools you need to help your home search. Whether it is video previews of homes, extended work hours, digital signatures for documents or more, we can make this process as comfortable as possible no matter where you are located.
What is most important to you in your new construction home in Anna? Send us an email at info@NitinGuptaDFW.com or give us a call at (469) 269-6541 to schedule a no obligation consultation. We’ll give you honest advice about Anna community that you can use to help make your home buying decision.
